Are you tired of using credit cards without getting the most out of them? Look no further With the right credit cards, you can earn rewards that can be redeemed for travel, cash back, and other perks. Here are the top 10 credit cards for rewards that you should consider.
1. Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card offers 75,000 Ultimate Rewards points after spending $4,000 in the first three months. This card is great for frequent travelers, with 5x points on travel purchased through Chase Travel, 3x points on dining, and 2x points on all other travel purchases.
2. Chase Sapphire Reserve Card
The Chase Sapphire Reserve Card offers 50,000 Ultimate Rewards points after spending $4,000 in the first three months. This card is ideal for those who want premium travel perks, including airport lounge access and a $300 annual travel credit.
3. Capital One Venture X Credit Card
The Capital One Venture X Credit Card offers 75,000 miles after spending $4,000 in the first three months. This card is perfect for those who want flexible redemption options, with the ability to transfer miles to most of Capital One's travel loyalty partners.
4. Southwest Rapid Rewards Plus Card
The Southwest Rapid Rewards Plus Card offers 85,000 Southwest points after spending $3,000 in the first three months. This card is great for those who frequently fly with Southwest Airlines, with the opportunity to earn a Companion Pass.
5. American Express Platinum Card
The American Express Platinum Card offers 80,000 Membership Rewards points after spending $8,000 in the first six months. This card is ideal for those who want premium travel perks, including airport lounge access and a $200 airline fee credit.
6. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card offers 50,000 miles after spending $3,000 in the first three months. This card is perfect for those who want a simple, flexible rewards program with no annual fee.
7. Citi Premier Card
The Citi Premier Card offers 60,000 ThankYou points after spending $4,000 in the first three months. This card is great for those who want a flexible rewards program with the ability to transfer points to Citi's travel partners.
8. Hilton Honors Aspire Card from American Express
The Hilton Honors Aspire Card from American Express offers 150,000 Hilton Honors points after spending $4,000 in the first three months. This card is ideal for those who frequently stay at Hilton hotels, with the opportunity to earn a free weekend night stay.
9. American Express Gold Card
The American Express Gold Card offers 40,000 Membership Rewards points after spending $2,000 in the first three months. This card is great for those who want a flexible rewards program with the ability to earn points on dining and groceries.
10. Ink Business Preferred Credit Card
The Ink Business Preferred Credit Card offers 100,000 Ultimate Rewards points after spending $15,000 in the first three months. This card is perfect for small business owners who want a flexible rewards program with the ability to transfer points to Chase's travel partners.
Conclusion
With so many credit cards offering rewards, it can be overwhelming to choose the right one. By considering your spending habits and travel goals, you can find the perfect credit card to maximize your rewards. Remember to always use your credit cards responsibly and pay your balances in full each month to avoid interest charges.